Rep. Brandon Gill Introduces Legislation to Ban Taxpayer-Backed Mortgages for Illegal Aliens

Texas Congressman Brandon Gill has introduced legislation to end the use of American taxpayer dollars to back mortgages for illegal aliens and other non-permanent residents.

The bill will finally prioritize citizens for federal housing programs designed to help Americans achieve homeownership.

Gill announced the Homeownership Eligibility Reform Act on X on Monday.

He wrote, “I just introduced a bill to restrict taxpayer-backed mortgages to U.S. citizens only.”

“The sole purpose of our housing programs is to help Americans build wealth and achieve the American Dream. Illegal immigration is making that impossible,” Gill added.

I just introduced a bill to restrict taxpayer-backed mortgages to U.S. citizens only.

The sole purpose of our housing programs is to help Americans build wealth and achieve the American Dream. Illegal immigration is making that impossible. pic.twitter.com/tksavSohli

— Congressman Brandon Gill (@RepBrandonGill) June 29, 2026

WATCH:

JUST IN: Rep. Brandon Gill (R-TX) just filed legislation to BAN taxpayer funded mortgages for illegal aliens — reserving them for citizens only

Hold on…WHY WERE WE GIVING ILLEGAL ALIENS TAXPAYER MORTGAGES?!

GILL: “The sole purpose of our housing programs is to help… pic.twitter.com/DhTEKUFC9I

— Eric Daugherty (@EricLDaugh) June 29, 2026

The legislation comes shortly after the Department of Housing and Urban Development (HUD) under the Trump administration took steps to tighten eligibility.

Gill noted that under previous policies, about six percent of all FHA-insured mortgages went to non-citizens, including those without permanent legal status. He argued that an administrative fix alone is not enough because it could be undone on day one by the next Democrat president, which is why his bill codifies the restrictions into statute.

The legislation requires anyone receiving these taxpayer-backed mortgages to be a U.S. citizen.

It bars illegal aliens and other non-permanent residents from qualifying for FHA loans and prevents Fannie Mae and Freddie Mac from buying or guaranteeing mortgages made to noncitizens.

This builds directly on recent HUD changes that eliminated the category of non-permanent residents from FHA programs, explicitly cutting off access for illegal aliens and refocusing resources on citizens who play by the rules.

The announcement spread quickly online, with many expressing outrage that illegal aliens were ever able to access these programs in the first place.

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